Who Will Take Care of My Children If Something Happens to Me?

Kedra M. Gotel
About The Author
Kedra M. Gotel is the founder of Capstone Law, serving clients throughout Peachtree City and the South Atlanta region. Her practice focuses on estate planning and family law, with an emphasis on clear, well-structured legal solutions that help individuals and families move forward with confidence.
Kedra works closely with clients to draft wills, trusts, and other essential planning documents, while also handling select family law matters with a focus on practical outcomes rather than unnecessary conflict. She is particularly passionate about helping families plan for the future, including those navigating multigenerational responsibilities or caring for loved ones with special needs.
Her approach is straightforward and thoughtful—providing clients with clear guidance, responsive communication, and legal work that is both thorough and tailored to their situation.
Date
June 1, 2026
Quick Answer
In Georgia, a will allows you to name a guardian for your children, which is one of the most important steps parents can take.
But planning doesn’t stop there. You also need to consider how money will be managed and who can make decisions if you’re unable to. A clear estate plan helps ensure your children are cared for without confusion or delay.
Why This Question Matters
For many parents in Peachtree City and across South Atlanta, this is one of the most important—and most uncomfortable—questions to think about.
But it’s also one of the most important to answer clearly.
At Capstone Law, estate planning for families often starts here: making sure children are protected and that the right people are in place to step in if needed.
If you’re looking for a starting point tailored to families, you can explore Families with Minor Children here.
Naming a Guardian in Your Will
The first and most important step is naming a guardian in your will.
A guardian is the person who would take legal responsibility for raising your children if something happens to you.
Without a will:
- A court will make that decision
- The outcome may not reflect your preferences
A will allows you to:
- Clearly name who should care for your children
- Name backup guardians in case your first choice is unavailable
- Put your wishes in writing so your family isn’t left guessing
You can learn more about Wills here.
How Money Is Managed for Your Children
Naming a guardian is only part of the plan. You also need to think about how money will be managed for your children.
Children generally cannot directly manage inherited assets, which means someone needs to oversee those funds responsibly.
This is where a trust may come into play.
A trust can:
- Hold and manage assets for your children
- Appoint a trusted person to manage those funds
- Set guidelines for how and when money is used
Not every family needs a trust, but for many parents in Peachtree City and South Atlanta, it provides added structure and clarity.
You can explore Trusts here.
Who Can Make Decisions If You’re Unable To?
Another key part of planning is choosing who can make decisions if you’re still alive but unable to act.
This includes both financial and medical decisions.
A power of attorney allows someone you trust to:
- Handle financial matters
- Pay bills
- Manage accounts
A healthcare directive allows someone to:
- Make medical decisions on your behalf
- Follow your stated preferences for care
Without these documents, your family may need to go through a court process just to gain the authority to help you.
Why Verbal Plans Are Not Enough
Many parents assume that telling a family member their wishes is enough.
Unfortunately, those conversations do not carry legal authority.
Without written, legally valid documents:
- A court decides who takes responsibility
- Family members may disagree or feel uncertain
- Delays can happen during critical moments
Putting your decisions in writing removes that uncertainty and gives your family clear direction.
Do You Need a Will, a Trust, or Both?
A common question is whether you need a will, a trust, or both.
The answer depends on your situation.
- A will is essential for naming guardians
- A trust may be helpful if you want more control over how assets are managed
If you’re weighing these options, you can explore Will vs Trust Georgia here.
What Most Parents Want
For most families, the goal isn’t complexity—it’s clarity.
Parents in Fayette County and across South Atlanta want to know:
- Their children will be cared for by someone they trust
- Financial decisions will be handled responsibly
- Their wishes are clearly documented and easy to follow
Estate planning gives you a way to make those decisions now instead of leaving them to chance later.
Talk With an Estate Planning Attorney
If you’re thinking about these questions and want to make sure everything is handled clearly, the next step is having a conversation about your options.
Capstone Law works with parents in Peachtree City and throughout South Atlanta to create estate plans that protect children and provide clear direction for families.




